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文件名保险相关合约条目记忆库.tmx
总条目数1048
文件大小530 K
文件分类经济
语言方向EN-US_ZH-CN
标签经济学
简介保险相关记忆库,主要是一些合约条目
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源语言目标语言
It refers to one of the following cases: 指下列情形之一:
12.8 Drink Drive 12.8 酒后驾驶
(3) Death Certificate issued by the medical institutions approved by the health administration authorities, public security authorities or other relevant institutions; (3)卫生行政部门认定的医疗机构、公安部门或其他相关机构出具的被保险人的死亡证明;
In case that the identification of fight is supported by relevant legal documents by judicial authority and Public Security Authority, such legal documents shall prevail. 斗殴的认定,如有司法机关、公安部门的有关法律文件,则以上述法律文件为准。
3.4. Insurance Claim Payment 3.4 保险金给付
1.2 Structure of Contract 1.2 合同构成
(6) Suspension of validity; (6)效力中止;
As the Insured receives medical expense compensation from basic medical insurance, other insurance plans and any other channels as a participant, we shall pay the hospitalization medical insurance benefits subject to the remaining medical expenses actually paid by the Insured based on the administrative provisions of basic medical insurance of the government at the policy issue place. 若被保险人从其所参加的基本医疗保险、其他保险计划或从任何其他途径取得医疗费用补偿,我们给付住院医疗保险金以被保险人实际支出的符合保单签发地政府基本医疗保险管理规定的剩余部分医疗费用金额为限。
(3) Medical history materials and disease diagnosis report with microscopy report of pathology, blood examination and examination reports with other scientific measures issued by the second-class or above hospital approved by the health administration authorities; however, as for the claim settlement of primary cardiomyopathy, systemic sclerosis, the foregoing reports and materials must be issued by a third-class or above hospital; if necessary, we are entitled to recheck the physical conditions of the insured and the cost for which will be assumed by Us. (3)卫生行政部门认定的二级以上(含二级)医院出具的附有病理显微镜检查报告、血液检查及其他科学方法检验报告的病史资料及疾病诊断报告书;但原发性心肌病、系统性硬化病的理赔须由三级以上(含三级)医院出具前述报告和资料;如有必要,我们有权对被保险人进行复检,复检费用由我们承担;
The terms of payment applicable to the Contract consist of four categories, namely, 3 years, 5 years, 10 years and 20 years. 本合同提供的交费期间有3年、5年、10年和20年四种。
The Contract shall be terminated from 24 o'clock of the current day on which the principal and interest of the loan plus all other amounts due equal to the cash value of the policy under the Contract and the Rider Contract. 自贷款本金及利息加上其他各项欠款达到本合同及附加险合同保险单现金价值的当日24时,本合同及附加险合同终止。
If there is accumulated cash value of the policy within the valid period of the Contract, you can apply for in written form and, upon our approval, alter the Contract into reduced paid-up insurance. The basic insured amount after changing into reduced paid-up insurance shall be no less than the minimum amount stipulated by us at that time. 在本合同有效期内保险单累积有现金价值的情况下,您可提出书面申请,经我们审核同意后,将本合同变更为减额交清保险,变更减额交清保险后的基本保险金额不得低于我们当时规定的最低金额。
Class VI Glomerulus VI型 肾小球硬化型
In case of the lump-sum or accumulatively paid death insured benefits or disability insured benefits reaching the accident insured amount, our liability to pay the death insured amount and disability insured amount for the Insured shall be terminated; In case of the lump-sum or accumulatively paid medical insured benefits or disability insured benefits reaching the hospitalization medical insured amount for accident, our liability to pay the medical insured amount for the Insured shall be terminated. 一次或累计给付的身故保险金或残疾保险金达到意外伤害保险金额时,我们对被保险人给付身故保险金和残疾保险金的责任终止;一次或累计给付的医疗保险金达到意外伤害住院医疗保险金额时,我们对被保险人给付医疗保险金的责任终止。
The Contract shall be terminated if the death of the Insured was caused by other above-mentioned circumstances and we will refund the cash value of the policy to You. 发生上述其他情形导致被保险人身故的,本合同终止,我们向您退还保险单的现金价值。
Systematic sclerosis (scleroderma) 系统性硬化病(硬皮病)
The diagnosis shall be confirmed by a eligible specialist physician of Immunology and Rheumatology. 诊断须由有资格的风湿和免疫病专科医生确认。
Provided that the occupation or work type of the Insured after alteration is included in the insurance rejection scope based on our occupation classification, the insurance liabilities assumed by us for the Insured shall be terminated from the alteration date of the occupation or work type and we shall return the cash value of insurance policy based on the agreement. 但被保险人变更后的职业或者工种依照本公司职业分类在拒保范围内的,我们对该被保险人所负保险责任自其职业或工种变更之日起终止,并按约定退还保险单的现金价值。
You can apply for and process the policy loan upon our approval within the valid period of the Contract. 在本合同有效期内,您可以申请并经我们审核同意后办理保单质押贷款。
9. Other Items Deserving Attention 9.其他需要关注的事项
For the Insured above 60 at the renewal of the insurance, the highest age for insurance renewal extends to 65 full years old. 续保时被保险人的年龄超过60周岁的,最高续保年龄可延至65周岁。
In the Insurance Terms, “You” refers to the Applicant; “the Company” and “Us” refer to China Pacific Life Insurance Co., Ltd. and “the Contract” refers to the “Youran Rensheng Accident Insurance Contract” concluded between You and Us. 在本保险条款中,“您”指投保人,“本公司”、“我们”均指中国太平洋人寿保险股份有限公司,“本合同”指您与我们之间订立的“悠然人生意外伤害保险合同”。
(3) Materials about the degree of disability or Identification of Degree of Disability of the insured issued by the second-class or above hospital approved by the health administration authorities or other medical institutions (or identification institutions) agreed by both parties; (3)卫生行政部门认定的二级以上(含二级)医院或者由双方认可的其他医疗机构(或鉴定机构)出具的被保险人残疾程度的资料或身体残疾程度鉴定书;
Age at issue of the Insured accepted by the Rider Contract is identical with that accepted by Main Insurance Contract. 本附加险合同接受的被保险人的投保年龄同主险合同。
Policy Loan 保单质押贷款
The determination of endemic in different regions shall be subject to that released by local authorities for prevention and treatment of disease at that time. 各地地方病种的确定以保险事故发生时当地地方病防治机构的公布为准。
See the corresponding items of the Rider Contract for cash value. 现金价值见本附加险合同相应栏目。
Pituitary tumor, cerebral cyst, and cerebrovascular diseases are not included in the coverage. 脑垂体瘤、脑囊肿、脑血管性疾病不在保障范围内。
Systemic lupus erythematosus (SLE) is inflammatory connective tissue disease in autoimmune system, involving multiple organs, which is like to occur in young women. 红斑狼疮是一种多发于年轻女性的累及多脏器的自身免疫性的炎症性结缔组织病。
Severe Alzheimer disease 严重阿尔茨海默病